Debt Collection Defense Attorney Athens
Are you facing a debt collection lawsuit from a company that you have never heard of who is claiming to be the assignee of a credit card company?
If so, you may be facing a third party debt collector or a junk debt buyer. It is important for you to understand that your action or inaction can have a serious impact on the outcome of your lawsuit.
Hurt Stolz, P.C. has successfully defended dozens of these cases on behalf of our clients. Hurt Stolz, P.C. has also filed numerous lawsuits and counterclaims on behalf of consumers who have experienced abusive debt collection practices in violation of Federal laws including the Fair Debt Collection Practices Act (FDCPA) and violations of the Georgia Fair Business Practices Act (GFBPA).
We protect consumers sued by these third-party debt collectors and junk debt buyers including Midland Funding, Portfolio Recovery Associates, LVNV Funding, Gemini Capital, Equitable Ascent, Asset Acceptance, CACH LLC, Calvary Portfolio, Arrow Financial and the list keeps growing.
We are not a bankruptcy firm. We are not negotiators of “settlements” with the debt collector on your behalf. We defend consumers, like you, who face lawsuits filed by the third party debt collectors. We stop the abusive phone calls and the seemingly endless barrage of demanding letters. We hold the debt collectors responsible for their actions.
Athens Consumer Protection Lawyer
If you are a victim of unlawful debt collection practices, Hurt Stolz, P.C. can protect your rights. In Georgia, consumer protection statutes are in place to protect debtors from unlawful collection practices and illegally filed lawsuits. Collection agencies can be very aggressive and will harass debtors when trying to collect debts. Consumer protection statutes in Georgia may allow for the recovery of damages when collection agencies engage in unlawful practices. The federal government passed the Fair Debt Collection Practices Act (FDCPA) in order to decrease unlawful debt collection practices. Unfortunately, many collection agencies continue to hound debtors in violation of the FDCPA. Being sued by a debt collector can be very stressful, but there are legal steps you can take to protect your rights.
Georgia Consumer Fraud Attorney
Under the Fair Debt Collection Practices Act, it is unlawful for debt collectors to engage in activities such as the following:
- Threatening legal action that will not be taken
- Calling you before 8 a.m. and after 9 p.m.
- Calling you at work after you ask them to stop
- Failing to inform you that you have a right to dispute the debt
- Adding undisclosed costs and fees to the debt
- Threatening to have you arrested
If you have been the target of any of these unlawful debt collection practices, contact an Athens consumer fraud attorney at Hurt Stolz, P.C. today.
Georgia Debt Collection Defense Lawyer
The consumer fraud attorneys at Hurt Stolz, P.C. want to help consumers find freedom from aggressive debt collection agencies. If an unscrupulous law firm is pestering you we can help you resolve your debt collection matter. Our attorneys will stop collection agencies from harassing you and will help resolve the matter. We are often able to resolve the matter for significantly less than the original debt. Living with the burden and stress that comes along with being hounded by collection agencies is unnecessary. Contact an Athens debt collection attorney at Hurt Stolz, P.C. today.