Athens Consumer Protection Attorney

The Fair Credit Reporting Act (FCRA) offers consumers in Georgia protection from banks, lenders, and credit reporting agencies that report incorrect credit information.  The FCRA also protects consumers from institutions who use credit reports for impermissible purposes and fail to fix errors on credit reports. When bankers, lenders, and credit reporting agencies fail to follow the FCRA, it can cause serious problems for consumers.


If you have been a victim of FCRA violations, consult a Georgia consumer protection attorney today.
At Hurt Stolz, P.C., we are dedicated to protecting the rights of consumers.


There are numerous inaccuracies that may show up on your credit report. Some common inaccuracies that appear on credit reports in Georgia include:

• Incorrect name or address

• Incorrect Social Security number

• Debts that have been discharged in bankruptcy

• Loan or credit card payments that were applied incorrectly


You should review your credit report regularly to make sure any inaccuracies are correct.


Our experienced credit reporting attorneys are knowledgeable about consumer law. It is our goal to help consumers ensure that their credit reports contain accurate information. When credit reports are incorrect and outdated, it may affect your ability to qualify for credit cards, loans, and insurance. In some instances, an incorrect credit report may keep you from getting a job in Georgia. When institutions do not follow the guidelines set forth in the FCRA, they need to be held accountable.


Are Unscrupulous Debt Collectors Ruining Your Credit?

Often these credit reporting errors have a devastating financial effect on the victims: consumers are unable to procure new credit, existing credit terms are unfavorably changed, insurance rates are increased, and employment can be denied. Many times credit reporting issues arise when a debt collector attempts to use derogatory entries on a consumer’s credit report as an additional means of collection. You have rights to correct your credit reports and the ability to recover damages from insurance companies, banks, debt collectors, and others for reporting false or inaccurate information on your credit reports, pursuant to the federal Fair Credit Reporting Act.  At Hurt Stolz, P.C., we protect consumers’ rights when credit reporting errors occur and assist our clients in recovering financial damages.

Additionally, you have the right under Georgia law to receive a free credit report annually by following the instructions at


You should review your credit report regularly, and if you find errors, contact us.