A car accident lawyer, such as the ones available at Daniel E Stuart PA, understands and knows that auto accidents can be devastating. If you’ve been hurt in a car accident and you are in pain and under stress, you may have a lot of questions. You are probably concerned about medical bills, recovering lost wages, dealing with insurance adjusters that keep calling you, or other issues related to your accident and injuries. Your car accident lawyer will be able to help you with your legal claim so that you can focus on recovery.
Car and motorcycle accidents happen in an instance but the injuries can last your lifetime. Insurance companies such as Allstate, State Farm, American family, Progressive, Farmers, Geico, Travelers, AAA, Farm Bureau and other companies will delay, deny and aggressively or unnecessarily defend themselves against your injury claim. Insurance companies do not have your best interest at heart, they think of themselves as the adjusters are paid and trained to think of the insurance company before the victims.
Insurance companies are going to use a variety of tactics to try and disorient you and get you to agree to a lower settlement than you deserve. They will do this because the average person is not aware of how much a car accident is worth. Or, if they do understand how much their claim is worth, they are unsure of how to get that amount.
An insurance adjuster may call you very soon after an injury and this is done for a variety of reasons but one of which is to catch you off guard. They want you to be in a vulnerable spot after a traumatic event, before you’ve had time to determine the full extent of your injuries and before you had the opportunity to hire a lawyer. They are hoping that they’re going to act exceedingly friendly and you are going to want to trust him and tell him what he wants to hear. The problem with telling him what he wants to hear, even if it is just pleasantries, is that it can be later used against you in court or to deny your claim entirely.
An insurance adjuster may also ask you to record a statement and give it to them, you should never give a recorded statement to the insurance adjuster. It seems reasonable for the adjuster to ask for your side in the story, however they can twist your words and phrasing to make it look as if you are involved in the collision that injured you, and I fall in some way. The insurance adjuster is going to ask pointed questions and in a recorded manner can be used against you later, he might only ask you about a neck injury and then say later you never told him your bow courtesy you must not have suffered a back injury.
Your car accident lawyer is going to know how to handle insurance adjusters and they are going to be able to recognize these tactics and help you avoid them.